Penny Gusner is a senior insurance writer and analyst at Forbes Advisor. For more than 20 years, she has been helping consumers learn how insurance laws, data, trends, and coverages affect them. Penny enjoys translating the complexities of insurance.
Penny Gusner Insurance Writer and AnalystPenny Gusner is a senior insurance writer and analyst at Forbes Advisor. For more than 20 years, she has been helping consumers learn how insurance laws, data, trends, and coverages affect them. Penny enjoys translating the complexities of insurance.
Written By Penny Gusner Insurance Writer and AnalystPenny Gusner is a senior insurance writer and analyst at Forbes Advisor. For more than 20 years, she has been helping consumers learn how insurance laws, data, trends, and coverages affect them. Penny enjoys translating the complexities of insurance.
Penny Gusner Insurance Writer and AnalystPenny Gusner is a senior insurance writer and analyst at Forbes Advisor. For more than 20 years, she has been helping consumers learn how insurance laws, data, trends, and coverages affect them. Penny enjoys translating the complexities of insurance.
Insurance Writer and Analyst Ashlee Valentine Deputy Editor, InsuranceAshlee is an insurance editor, journalist and business professional with an MBA and more than 17 years of hands-on experience in both business and personal finance. She is passionate about empowering others to protect life's most important assets. Wh.
Ashlee Valentine Deputy Editor, InsuranceAshlee is an insurance editor, journalist and business professional with an MBA and more than 17 years of hands-on experience in both business and personal finance. She is passionate about empowering others to protect life's most important assets. Wh.
Ashlee Valentine Deputy Editor, InsuranceAshlee is an insurance editor, journalist and business professional with an MBA and more than 17 years of hands-on experience in both business and personal finance. She is passionate about empowering others to protect life's most important assets. Wh.
Ashlee Valentine Deputy Editor, InsuranceAshlee is an insurance editor, journalist and business professional with an MBA and more than 17 years of hands-on experience in both business and personal finance. She is passionate about empowering others to protect life's most important assets. Wh.
| Deputy Editor, Insurance
Updated: Jan 3, 2024, 6:41am
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Getting great rates on your homeowners insurance is an easy way to save money. The best way to find the coverage you need at a reasonable cost is to comparison shop with multiple companies. We analyzed average rates for large home insurance companies in Connecticut to help you get started.
It’s wise to shop around if you’re on the hunt for cheap homeowners insurance. Our analysis finds home insurance costs can vary significantly from one Connecticut home insurance company to the next. You can’t determine how much you can save without comparison shopping.
National General Source: Quadrant Information Services, based on dwelling coverage of $300,000 See More See LessWhile the cheap rates are important, you don’t want to base your decision on price alone. The best homeowners insurance company for you will also offer coverages and discounts that match your specific needs.
Your potential to get cheap home insurance in Connecticut will depend on various factors, such as:
When shopping for home insurance quotes, all of those factors will play a part in what a company provides as a cost estimate.
A typical home insurance policy (called an HO-3 in insurance jargon) covers your home for any problem that the policy doesn’t exclude. Standard exclusions include neglect, intentional acts, vermin, rodents or insect infestations, war, power failure, earthquakes, sinkholes and wear and tear.
Your personal property is protected for specific “perils” in a standard homeowners insurance policy. Perils, or incidents, such as fires, theft, tornadoes, explosions and vandalism are just some of the events covered by home insurance.
It’s wise to review how home insurance works to protect you so you can best decide how much home insurance you need.
Your standard home insurance policy can be broken down into these primary coverage types:
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Insurance Writer and AnalystPenny Gusner is a senior insurance writer and analyst at Forbes Advisor. For more than 20 years, she has been helping consumers learn how insurance laws, data, trends, and coverages affect them. Penny enjoys translating the complexities of insurance into easy-to-understand advice and tips to help consumers make the best choices for their needs. Her work has been featured in numerous major media outlets, including The Washington Post and Kiplinger’s.
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